Category: Uncategorized

2022 FEATURE
Financial Considerations While Navigating Divorce (Ep. 36)

Financial Considerations While Navigating Divorce (Ep. 36)

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It’s understandable if you’re nervous about getting divorced. However, Jose and Jeff Feliciano are here to help you!

In this episode, Jeff and Jose unpack 5 financial tips to consider while navigating a divorce.  These are the same tips they’ve shared with numerous couples, including those with children and property from previous marriages. 

Jose and Jeff discuss: 

  • The truth about blending families, especially if you have young children
  • 3 financial questions to ask your partner before you even think about getting married
  • Why combining vs. separating finances aren’t the only options – and why successful couples opt for a third strategy
  • The biggest mistake new couples make with property (it’s difficult to reverse!)
  • A mistake that could allow your new spouse to disinherit your kids if you were to pass away (and how to avoid this!)
  • And more!

Book time with Jose and Jeff Feliciano: 

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2022 FEATURE
Young Families: Learn How To Plan Your Future (Ep. 35)

Young Families: Learn How To Plan Your Future (Ep. 35)

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What’s important to you?

When looking at your and your family’s future, it’s crucial to integrate goals, challenges, and processes within your plan. 

From the importance of communication, education, and consistency to debt and budgeting tricks, this week, Jose and Jeff Feliciano provide you with the roadmap you need to consider when planning ahead for your and your family’s future. 

Jose and Jeff discuss: 

  • Owning versus renting a house
  • The importance of investing in yourself
  • How challenges can turn into opportunities for your future 
  • How to manage budgeting and debt when building for a family
  • And more!

Resources:

Book time with Jose and Jeff Feliciano: 

Connect with Feliciano Financial Group:

 

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2022 FEATURE
Checklist: Here Are The Components of a Planning Process (Ep. 33)

Checklist: Here Are The Components of a Planning Process (Ep. 33)

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Whether you changed jobs, are at a new stage in your life, or the markets have experienced a change, it’s crucial to review your portfolio and its structure to best fit your goals.

In this episode, Jose and Jeff Feliciano reveal their checklist to ensure you and your advisor are hitting the right components of a planning process. Together, they give you the tips you need to approach change in your portfolio and better support your loved ones. 

Jeff and Jose discuss: 

  • The importance of reviewing your objectives and risk tolerance on a yearly basis
  • How to nail down your asset structure to have an efficient growth strategy
  • Tips to better manage your cash flow — particularly in a state of inflation
  • Financial strategies to support your loved ones
  • And more!

Resources:

Connect with Feliciano Financial Group:

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9 Critical Financial Considerations for Business Owners (Ep. 30)

9 Critical Financial Considerations for Business Owners (Ep. 30)

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More and more people have been changing their careers and starting a business since the start of the pandemic.

It is important to be proactive and consider planning for the future of your business and your employees.

In this episode, Jose Feliciano and Jeff Feliciano discuss the nine things business owners should consider to plan proactively for the health and safety of their business, family, and employees. They discuss the importance of getting different perspectives on your business operations and how to protect your business’s future.

Jose and Jeff discuss:

  • The importance of supporting your employees’ wellbeing
  • Planning for the future of your business and your retirement
  • How to plan to give back to the community and charity of your choice
  • The importance of getting multiple opinions on the operation of your business
  • And more

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23. The End of Year Review Process

23. The End of Year Review Process

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Most people do their financial and tax planning at the beginning of the year to set goals for the year, big expenses for the year, and much more. 

But more often than not, what people don’t realize is sometimes the most important review that you can do is at the end of each year.

In this episode, Jose Feliciano and Jeff Feliciano discuss good practices for your year-end review in order to take advantage of time-sensitive opportunities, and why your tax strategies should be addressed at the year-end in order to prepare for the future..

Jose and Jeff discuss: 

  • The importance of the end of year review––and what the process should look like
  • Why should you be proactive with your tax planning
  • What you should focus on at the end of the year
  • The importance of revisiting your company retirement plan
  • And more

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22. Planning for the Unexpected, Part Two

22. Planning for the Unexpected, Part Two

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If the past year and a half has taught us anything, it is that life is full of unexpected events and changes, including personal emergencies, world events, potential health issues and much more.

In part two of this series, Jose Feliciano and Jeff Feliciano continue their discussion about planning for the unexpected. In this episode, they share their advice about what to do in the case of an unexpected job loss or forced early retirement, and how to ensure that your financial plan will protect you in case of either event. 

Jose and Jeff discuss: 

  • The options available in an your retirement package offered by your employer
  • How to manage a salary gap if you end up unemployed in your employment years
  • Different financial options available to you when you lose your job or are forced into early retirement 
  • And more

Resources:

Connect With Feliciano Financial Group:

 

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21. Planning For The Unexpected, Part One

21. Planning For The Unexpected, Part One

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If the past year and a half has taught us anything, it is that life is full of unexpected events and changes, including personal emergencies, world events, potential health issues and much more.

But, do you have a structured plan in place to prepare for the unexpected, to keep you on track and calm during times of uncertainty?

In this episode, Jose Feliciano and Jeff Feliciano discuss how to prepare a plan to ensure you and your family are protected through the unexpected events in life.

Jose and Jeff discuss: 

  • The types of emergencies that may arise in your life that you need to prepare for
  • How much money you need in an accessible emergency fund
  • How they can help you during a large market correction
  • And more

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20. This is How to Write An Effective Financial Plan

20. This is How to Write An Effective Financial Plan

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By writing an effective financial plan, you can focus on achieving your goals and focusing on the things that matter most in your life.

In this episode, Jose Feliciano and Jeff Feliciano discuss the process of writing an effective financial plan, the typical gaps they notice in clients’ plans, and how they address these gaps.

Jose and Jeff discuss:

  • How to start the process of creating an effective and encompassing financial plan
  • The types of gaps in the financial planning process
  • How often you should be reviewing your financial plan 
  • And more

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19. Five Key Steps to Take Before You Retire

19. Five Key Steps to Take Before You Retire

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Don’t make the mistake of retiring too soon! You just might regret it in the future.

To help you find the right time to retire, in this episode, Jose Feliciano and Jeff Feliciano discuss five key steps to take while considering retirement.

Jose and Jeff discuss:

  • Why you don’t want to pull the trigger and retire right away
  • Why cash flow is important for mapping out a retirement budget
  • The dangers of underestimating and reading up on healthcare costs
  • Developing a strategy of how to address Social Security
  • And more

Resources: 

Connect With Feliciano Financial Group:

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