Tag Archives: Family

16. The Important Conversations You Need to Have with Your Parents — Part Three



It’s important to take the time to have important open conversations with your parents about their finances.

In part three of this mini-series, Jose Feliciano and Jeff Feliciano dive deep into how these conversations will bring your family closer together, create structure in your planning and protect your family.

Jose and Jeff discuss: 

  • Why you need to develop a plan for long-term care—even though no one wants to think it will happen to them
  • How to protect your family legacy for generations with proper planning
  • Why you should capture your family stories and history within your overall plan
  • And more

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Episode 14 – The Critical Conversations with Family Members — Part 1



It can be extremely uncomfortable as talking about money with family members. But there are critical conversations that are almost unavoidable that you need to have with your spouse, kids, and parents.

In part one of this mini-series, Jose Feliciano and Jeff Feliciano discuss how to approach those necessary money conversations with family members, and the types of questions to ask to be better prepared for the future.

In this episode you will learn:

  • Why you need to have conversations about finances, retirement, and risk tolerance with your spouse
  • Why you need to have conversations about credit, spending, and budgeting with your kids
  • Why you need to have conversations about finances, health care, living circumstances with your parents
  • And more!

Tune in as Jose and Jeff Feliciano discuss how to enhance communication with your loved ones to have those critical conversations!

Resources: Feliciano Financial Group: (903) 533-8585


Episode 13 – Common Questions That Investors Should Ask Advisors – Part 2



Whether you are interviewing a new financial advisor or already working with someone, there are some important questions you should be asking to make sure that these professionals are covering and addressing your needs.

In part two of this two-part mini-series, Jose Feliciano and Jeff Feliciano continue to address the questions that you should be asking your financial advisors.

In this episode you will learn:

  • The types of certificates and licenses financial advisors can possess
  • Why investors should be asking if the financial advisor works individually or on a team
  • Why you should know how many clients an advisor serves
  • The importance of communication in the relationship
  • And more!

Tune in as Jose and Jeff Feliciano share how to find the best financial advisor for you! 

Resources: Feliciano Financial Group: (903) 533-8585


Episode 12 – Common Questions That Investors Should Ask Advisors – Part 1



One of the most important decisions that families and business owners can make in their lifetime is aligning with the right financial partner to help guide you through your life financially and making smart choices with money.

In part one of this two-part mini-series, Jose Feliciano and Jeff Feliciano discuss some of the very important questions to ask when choosing the right financial advisor for you and your needs. These questions will give you insight on philosophy, capabilities, resources and more!

You will learn:

  • Why it is so important to learn why advisors started their firm
  • The specific services offered by financial advisors
  • How the advisors investment philosophy ties into making smart decisions with money
  • The details of fiduciary obligation to work in the clients best interest based on credentials
  • And more!

Tune in as Jose and Jeff Feliciano share how to find the best financial advisor for you! 

Resources: Feliciano Financial Group: (903) 533-8585


Episode 11 – How To Focus on Your Financials Now



Let’s face it, life does get busy—but it is important to stay accountable when organizing your financial situation, here and now.

In this episode, Jose Feliciano and Jeff Feliciano have a conversation about what individuals need to hear to help them continue to protect their money.

You will learn:

  • What needs to happen to your 401(k) if you lose your job
  • What you should consider with ETFs
  • How Feliciano Financial selects mutual funds for clients
  • Some of Jose and Jeff’s best investing advice
  • And more!

Tune in as Jose Feliciano and Jeff Feliciano discuss what can happen if you don’t pay attention to your money!

Resources:  Feliciano Financial Group: (903) 533-8585


Episode 10 – Saving Versus Investing



There are a lot of people that take more risks with their savings than they need to in order to guarantee they don’t run out of money in retirement. 

In this episode, Jose Feliciano and Jeff Feliciano share the difference between saving versus investing for retirement, and help listeners understand what volatility means to set the right expectations in your investment plan.

In this episode you will learn:

  • The difference between saving and investing when it comes to your retirement plan
  • How to keep volatility in mind when creating your plan
  • How to decide how much to invest into different vehicles
  • How to understand the different levels of risk in different areas
  • And more!

Tune in as Jose Feliciano and Jeff Feliciano discuss how to avoid losing all your money when preparing for retirement!

Resources:  Feliciano Financial Group: (903) 533-8585 | Secrets of the Millionaire Mind


Episode 9 – Business Owners’ Commonly Asked Tax Questions, Answered – Part 2



As business owners, you likely have questions about the structure you should have in place to attract and retain top talent, as well as save money in taxes.

In part two of this two-part series, Jose Feliciano and Jeff Feliciano address questions that business owners have when it comes to the structure that they need to create in order to prepare for taxes and retain their top employees.

In this episode you will learn:

  • What business owners can do to save money in taxes
  • Areas to consider when saving money for the future, whether you are a business owner or self-employed
  • How profit-sharing plans work and whether every company is eligible
  • Key ways to help retain key employees and put structure in place
  • And more!

Tune in as Jose Feliciano and Jeff Feliciano discuss how to add business structure whether you are a business owner or self-employed!

Resources:  Feliciano Financial Group: (903) 533-8585


Episode 8 – Individuals’ Commonly Asked Tax Questions, Answered – Part 1



When it comes to saving money, there are so many options available to you, it can be overwhelming to get started. Why not start utilizing investment vehicles to accomplish what is important to you?

In part one of this two-part mini-series, Jose Feliciano and Jeff Feliciano answer individuals’ commonly asked questions about saving for retirement. They discuss the four buckets of tax planning to help you be diversified by using different investment vehicles.

In this episode you will learn:

  • The types of accounts available to help you start saving money
  • What you can do to save on taxes now and how to avoid a big tax bill later
  • If you can participate in or switch from different accounts
  • What buckets will help you save money for your kids to go to college
  • And more!

Tune in as Jose Feliciano and Jeff Feliciano to learn more about the investment vehicles individuals can start taking advantage of!

Resources: Feliciano Financial Group: (903) 533-8585 


Episode 7 – Ten Core Principles to Creating a Successful Investment Experience



Do you understand the drivers to creating a successful investment experience?

In this episode, Jose Feliciano and Jeff Feliciano outline ten key principles of successful investing, some common mistakes people make and why, to lead to a higher probability of success from an investment standpoint.

In this episode you will learn:

  • The concept of embracing market pricing
  • Why you should not try to outguess the market
  • How to resist chasing past performance
  • How to pay attention to market drivers
  • To stay disciplined and understand volatility
  • And more!

Tune in as Jose Feliciano and Jeff Feliciano introduce ways to focus on a successful investment experience!

Resources:  Feliciano Financial Group: (903) 533-8585

 


Episode 6 – Finding Value in 2021



It’s a new year. It’s a new president. Are you prepared for the changes that are coming this year?

In this episode, Jose Feliciano and Jeff Feliciano teach you to prioritize, and become more organized in order to achieve your financial goals. They share some insights on what to expect for this year with the new presidency and how they plan to help.

In this episode you will learn:

  • Common concerns for clients so far in 2021
  • How Jose and Jeff are helping clients through the process of planning in 2021
  • The reaction towards managing money
  • What to expect for taxes in 2021
  • And more!

Tune in as Jose Feliciano and Jeff Feliciano help you to plan for 2021!

Resources: Feliciano Financial Group: (903) 533-8585