Tag: Retirement

Learn How to Avoid These Critical Financial Bad Habits (Ep. 32)

Learn How to Avoid These Critical Financial Bad Habits (Ep. 32)

It can be easy to slip into bad habits with your finances, especially with the many distractions and temptations we face everyday. 

Learn how to question and say no to overindulging into your savings or bonus to prepare for a successful future.

In this episode, Jose Feliciano and Jeff Feliciano discuss the critical habits to avoid while dealing with your finances. Hear more about how you can take action to plan more responsibly and utilize the resources around you to make more responsible and emotion-free decisions.

Jose and Jeff discusses: 

  • How impactful ignoring your debt can be on your financial situation
  • How critical it is to have an emergency fund and monitor your priorities to make effective financial decisions 
  • The importance of capitalizing on your 401k if it is accessible 
  • How to work on taking your emotion and fear out of your financial planning
  • And more

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Some Good Financial Habits to Have (Ep. 31)

Some Good Financial Habits to Have (Ep. 31)

It might be stressful trying to figure out where to start with your financial planning. However, taking no action on your financial planning is an action.

Creating a plan, no matter your goals, is essential for success.

In this episode, Jose Feliciano and Jeff Feliciano discuss the financial habits that will lead you to success. No financial plan is the same, it is important to figure out your interests and goals to be able to build good financial habits.

Jose and Jeff discuss:

  • How to consider volatility when creating a financial and retirement plan
  • Building an appropriate investment plan around your personal risk tolerance
  • The importance of diversifying your portfolio across asset classes to reduce volatility
  • Why you should remove your emotions from your investment decision-making
  • And more

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*Securities offered through Lion Street Financial, LLC (LSF), member FINRA, SIPC
I
nvestment Advisory Services offered through Lion Street Advisors, LLC   

 

27. How to Adequately Prepare for YOUR Retirement

27. How to Adequately Prepare for YOUR Retirement

The number one question that is asked when planning for retirement is, “How much money do I need to retire?”

It is an important question to talk about today, to put you closer on track to your goal and consider the many options you have to sustain a happy retirement.

In this episode, Jose Feliciano and Jeff Feliciano highlight the common questions and concerns that come from retirement planning, and discuss how you can create an action plan for both you and your family.

Jose and Jeff discusses: 

  •  How to identify and plan your retirement savings based on your living habits today
  • The importance of aligning charity goals with a retirement action plan
  •  Identifying and analysing financial risk and how that can affect you in retirement  
  •  How to put structure on your assets to encourage multigenerational wealth
  • And more

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24. Common Retirement Planning Mistakes to Avoid

24. Common Retirement Planning Mistakes to Avoid

Retirement is a big decision and something that shouldn’t be taken lightly. If you plan on retiring soon, you should be planning ahead to avoid the most common mistakes of retirement planning.

In this episode, Jose Feliciano and Jeff Feliciano walk through some of the most common retirement mistakes people make and how to address them to get on the right path for your dream retirement.

Jose and Jeff discusses: 

  • Some of the most common retirement planning mistakes
  • How to figure out how much money you need to live the lifestyle you want in retirement
  • Some financial nightmares that people have experienced
  • Some of the common mistakes when planning for retirement with 401(k)s and 403(b)s
  • And more

Resources: 

  1. The End of Year Review Process

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22. Planning for the Unexpected, Part Two

22. Planning for the Unexpected, Part Two

If the past year and a half has taught us anything, it is that life is full of unexpected events and changes, including personal emergencies, world events, potential health issues and much more.

In part two of this series, Jose Feliciano and Jeff Feliciano continue their discussion about planning for the unexpected. In this episode, they share their advice about what to do in the case of an unexpected job loss or forced early retirement, and how to ensure that your financial plan will protect you in case of either event. 

Jose and Jeff discuss: 

  • The options available in an your retirement package offered by your employer
  • How to manage a salary gap if you end up unemployed in your employment years
  • Different financial options available to you when you lose your job or are forced into early retirement 
  • And more

Resources:

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19. Five Key Steps to Take Before You Retire

19. Five Key Steps to Take Before You Retire

Don’t make the mistake of retiring too soon! You just might regret it in the future.

To help you find the right time to retire, in this episode, Jose Feliciano and Jeff Feliciano discuss five key steps to take while considering retirement.

Jose and Jeff discuss:

  • Why you don’t want to pull the trigger and retire right away
  • Why cash flow is important for mapping out a retirement budget
  • The dangers of underestimating and reading up on healthcare costs
  • Developing a strategy of how to address Social Security
  • And more

Resources: 

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